About us
Flexibility in business is essential in order to have the confidence to adapt and grow.
There will be instances when your business requires rapid funding, and meeting a bank's strict lending criteria might be challenging due to time constraints or capacity limitations.
Our mission at EM Securities is to put an end to this frustration, providing your business with fast, short term business loans in situations where many other lenders can’t or won’t.
Caveat Loans
In essence, a caveat loan is a fast, short term business loan an effective way to fund short term business loans when time is a constraint. As a caveat loan is a secured form of business lending, costs are generally lower than unsecured loan products as there is less risk to the lender. Caveat loans can be settled within 24 hours, and many of our panel lender clients will be prepared to fund a loan based on the registration of a caveat. However, lenders may seek to register a second mortgage over the property within the term of the loan.
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First Mortgages
First mortgage loans are an option for borrowers that can offer unencumbered property (whether that be existing unencumbered property, or, property where our client refinances the existing mortgagees or caveat holders) as security for a loan, or where there is surplus equity in a property.
What Happens Next
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Enter your contact details on the website and request a call-back
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An EM Securities representative will contact you (using your preferred means of communication).
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EM Securities will send you an Application Form
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Subject to EM Securities satisfactory review of the application, we will link you to a panel lender and arrange for a valuation of the security property.
Contact Details
Call our expert team or their lawyers, Elliott May Lawyers Pty Ltd, to discuss your procurement needs on:
EM Securities: admin@emsecurities.com.au
Elliott May Lawyers: 1300 112 484
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